AI-Powered Underwriting & Portfolio Monitoring for Private Lenders
Document Intelligence and 24/7 Risk Monitoring purpose-built for $50M–$500M private credit, CRE, RBF, and ABL lenders. Reduce underwriting time by 60% and catch covenant breaches before they become defaults.
StackIntel
We read loan docs, extract every field, and flag discrepancies before they close. No more manual data entry. No more Friday night surprises.
Portfolio Monitoring
Real-time alerting and monitoring of the highest risk signals in your portfolio's health. Always watching. Always ready.
What is StackIntel Document Intelligence?
StackIntel is our AI-powered document intelligence platform that transforms how private lenders process loan documentation. Using advanced machine learning and natural language processing, StackIntel automatically extracts, validates, and organizes critical data from bank statements, UCC filings, loan agreements, financial statements, and custom forms.
For private credit funds and alternative lenders managing $50M to $500M in active facilities, manual document review is a major bottleneck. StackIntel eliminates this friction by reading loan documents in seconds, extracting every field with 99%+ accuracy, and flagging discrepancies before they reach your closing table. The result: underwriting cycles that once took days now complete in hours.
How Portfolio Monitoring Detects Covenant Breaches
Our 24/7 Portfolio Monitoring module provides continuous surveillance of your entire loan book. The system automatically ingests borrower financials, tracks covenant compliance ratios (Debt-to-EBITDA, Fixed Charge Coverage, Current Ratio), and monitors payment patterns for early warning signs of stress.
When a borrower approaches or breaches a covenant threshold, Portfolio Monitoring triggers instant alerts to your workout team. This proactive approach gives lenders critical lead time to restructure terms, increase reserves, or exit positions before defaults occur. For CRE lenders, the system also tracks property-level metrics including occupancy rates, NOI trends, and DSCR compliance.
Purpose-Built for Mid-Market Private Lenders
Starter Stack AI is designed specifically for the operational realities of non-bank lenders. Our platform serves private credit funds, commercial real estate (CRE) lenders, revenue-based financing (RBF) providers, asset-based lenders (ABL), and hard money lenders managing portfolios between $50M and $500M.
Unlike enterprise solutions built for banks, our tools are right-sized for lean teams that need institutional-grade automation without the six-figure implementation costs. Whether you're underwriting merchant cash advances, monitoring a portfolio of CRE bridge loans, or tracking ABL borrowing base certificates, Starter Stack AI adapts to your specific workflow.
Manual vs. AI-Assisted Underwriting
Traditional Manual Process
- 3-5 days for document review per deal
- Manual data entry into spreadsheets
- Human errors in covenant calculations
- Quarterly portfolio reviews at best
- Reactive breach detection after default
AI-Powered with Starter Stack
- Document extraction in under 60 seconds
- Automatic data population and validation
- 99%+ accuracy on covenant monitoring
- Continuous real-time portfolio surveillance
- Predictive alerts before breaches occur
Measurable Impact for Your Lending Operations
Our clients consistently report dramatic improvements in operational efficiency. By automating document processing and covenant monitoring, your team can focus on high-value activities like deal sourcing, borrower relationships, and portfolio strategy—rather than manual data entry and spreadsheet reconciliation.